I had pawned my wedding set in September 2006 and had been faithfully making payments every month. I went to get my stuff out of the pawn shop in April 2008, only to find that my rings were missing. They told me they had some problems with some employees that were working there tampering with some of the items. They tried to find something to replace my rings, but could not find anything. I had a 2 ct. platinum diamond marquis ring and two 1/2 ct. (each) platinum diamond wedding bands. He spoke with my husband and told him to make him an offer of something FAIR. My husband told him that he would discuss it with me first. How do you determine what is fair? By what you paid for it, or to replace it? If you go to the mall, you will find that many jewelry stores do not carry platinum, and the price has gone up. What do I do? Plus I have been paying every month with the assumption that my stuff was safe. I was paying for something that wasn’t even there. Please help.